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Case Studies

 

 

Case Stydy 1

Customer A - Home Loan, Vehicle & Asset Loan and Personal Loans

Normal Monthly Payments:                                                                                                 R 12,204.40

New Monthly DC Payment:                                                                                                  R   8,020.00

Reduction in payments:                                                                                                        34.28%

Home Loan interest rate reduced from                                                                             8.78% to 7,75%*

VAF interest rate reduced from                                                                                           13,00% to 7,75%*

Personal Loans interest rates reduced from average                                                     17,33% to 0.03%**

 

Case Study 2

Customer B - Vehicle & Asset and Personal Loans

Normal Monthly Payments:                                                                                                  R 37,488.61 

New Monthly DC Payment:                                                                                                   R 20,540.00

Reduction in payments:                                                                                                         45.21%

VAF interest rates reduced from average                                                                           12,50% to 7,75%*

Personal Loans interest rates reduced from average                                                       23,88% to 0.02%**

 

Case Stydy 3

Customer C - Personal Loans

Normal Monthly Payments:                                                                                                   R 7,133.31

New Monthly DC Payment:                                                                                                    R 2,600.00

Reduction in payments:                                                                                                          63,55%

Personal Loans interest rates reduced from average                                                       23,28% to 1.50%**

​

*    Subject to prevailing Repo rate plus 2%

**  Subject to individual debt profile

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