Case Studies

Customer A - Home Loan, Vehicle & Asset Loan and Personal Loans

Normal Monthly Payments: R 12,204.40

New Monthly DC Payment: R 8,020.00

Reduction in payments: 34.28%

Home Loan interest rate reduced from 8.78% to 7,75%*

VAF interest rate reduced from 13,00% to 7,75%*

Personal Loans interest rates reduced from average 17,33% to 0.03%**

Customer B - Vehicle & Asset and Personal Loans

Normal Monthly Payments: R 37,488.61

New Monthly DC Payment: R 20,540.00

Reduction in payments: 45.21%

VAF interest rates reduced from average 12,50% to 7,75%*

Personal Loans interest rates reduced from average 23,88% to 0.02%**

Customer C - Personal Loans

Normal Monthly Payments: R 7,133.31

New Monthly DC Payment: R 2,600.00

Reduction in payments: 63,55%

Personal Loans interest rates reduced from average 23,28% to 1.50%**

* Subject to prevailing Repo rate plus 2%

** Subject to individual debt profile